Reason 1: Many financial advisors don’t even know about this. Nor, do they know how to utilize it properly to get you the most value..
Reason 2: Financial advisors recommend financial vehicles that pay them the highest commissions rather than put your interests at heart.
Reason 3: The advisor can’t charge you yearly management fees so it’s not worth it for them to use it.
As a result, less than 20% of Americans have what we call a "SRA" account set up—while more than half the population lets their money just sit as a lump sum without proper protection from running out.
❌ Your money is not liquid: You can’t access your money any time you want, and if you do, you’re fiscally penalized.
❌ Your money is not guaranteed and protected: The money in your 401(k) or IRA moves with the market, and has very limited downside protection
❌ If you live long enough, you will run out of money: Eventually, you will run out of money once you begin to take out withdrawals.
✅ Your interest rate is predetermined: Your money grows at the same yearly rate as when you opened your account— even if the market crashes.
✅ Your money is Liquid: All money put into and made in your account is cash—you can withdraw a certain percentage each year—at any time—without penalty.
✅ Your money is protected: Regardless how the market performs, you will have the peace of mind knowing that you will never lose money and is 100% protected from all creditors. Creditor protection in 401(k)s and 403(b) accounts may be limited.
✅ Your money will last throughout your lifetime...and beyond: You can elect to maximize your income during your life or set the account up to provide a legacy for your loved ones or a charity of your choice when you pass away.
And there are many more wonderful fiscal things you can do with an account like this...
But...
In fact, an Account like a SRA is not a new investment strategy.
Accounts like these have been used by wealthy individuals and families for over 100 years to build, then pass on fortunes in a legally tax-free environment.
BENJAMIN FRANKLIN had an account like this.
So did Babe Ruth, Cleveland, McKinley, Harding, and FDR (FDR, in fact, held a large portion of his estate—$562,142 or over $7 million in today's dollars—inside his account...)
The only question is...
However: an account like this can only be technically set up if you or your family qualify for it.
To discover if you qualify for a SRA, take our 30 second survey below.
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